Checking accounts

Monthly Service Charge

None

$10

$10

$10

Service Charge Refund

N/A

• Average Monthly Balance of $500

OR

• 2 of 4 qualified activities:
  
  • 15 debit card transactions
  • Receive a direct deposit
  • Receive eStatements
  • Make 1 BillPay payment

OR

• Account owner is under 18 or 55 and over

• Average Monthly Balance of $500

OR

• 2 of 4 qualified activities:
  
  • 15 debit card transactions
  • Receive a direct deposit
  • Receive eStatements
  • Make 1 BillPay payment

OR

• Account owner is under 18 or 55 and over

• Average Monthly Balance of $500

OR

• 2 of 4 qualified activities:
  
  • 15 debit card transactions
  • Receive a direct deposit
  • Receive eStatements
  • Make 1 BillPay payment

OR

• Account owner is under 18 or 55 and over

Account Benefits

Free basic checking when enrolled in eStatements

Earn Cash Incentives on account activities each month:

• $.05 per debit card purchase
• $.10 per Direct Deposit
• $.10 per Bill Pay payment up to $1.50 each statement cycle
• $.50 per Zelle^TM Payment

Earn Points Rewards for account activities each month:

• 1 point per every $2 in debit card purchases
• 5 points per ACH debit
• 10 points per Direct Deposit
• 15 points per statement cycle for logging in to Online Banking
• 20 points per BillPay payment
• 20 points per scheduled transfer to a UP savings
• 20 points per Zelle^TM payment 

Earn a higher rate of interest on your account balance up to $15,000 when these 3 account activities are met:

• 15 debit card purchases
• Direct Deposit
• eStatement enrollment

Earns Interest

No

No 

No

Yes

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