Checking accounts

Personal Checking Comparison Chart

Account	Free	Rewards - Cash	Rewards - Points	Rewards - Interest
Monthly Service Charge	None	$10	$10	$10
Service Charge Refund	N/A	Average Monthly Balance of $500 OR 2 of 4 qualified activities: 15 debit card transactions - post and settle Receive a direct deposit Receive eStatements Make 1 BillPay payment OR Account owner is under 18 or 55 and over Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle	Average Monthly Balance of $500 OR 2 of 4 qualified activities: 15 debit card transactions - post and settle Receive a direct deposit Receive eStatements Make 1 BillPay payment OR Account owner is under 18 or 55 and over Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle	Average Monthly Balance of $500 OR 2 of 4 qualified activities: 15 debit card transactions - post and settle Receive a direct deposit Receive eStatements Make 1 BillPay payment OR Account owner is under 18 or 55 and over Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle
Account Benefits	Free basic checking when enrolled in eStatements	Earn Cash Incentives on account activities each month: $.05 per debit card purchase $.10 per Direct Deposit $.10 per Bill Pay payment up to $1.50 each statement cycle $.50 per Zelle^TMPayment	Earn Points Rewards for account activities each month: 1 point per every $2 in debit card purchases 5 points per ACH debit 10 points per Direct Deposit 15 points per statement cycle for logging in to Online Banking 20 points per BillPay payment 20 points per scheduled transfer to a UP savings 20 points per Zelle^TM payment	Earn a higher rate of interest on your account balance up to $15,000 when these 3 account activities are met: 15 debit card purchases - post and settle Direct Deposit eStatement enrollment
Earns Interest	No	No	No	Yes
Open an Account	Open Account	Open Account	Open Account	Open Account

All of our accounts have access to our online and mobile services to make your banking easy. We know banking is not your top priority, so let us help you make it the best it can be so you can benefit. All United Prairie Bank checking accounts have access to these great features to keep banking easy. Online and Mobile Banking - check your balances, view transactions, and much more

Mobile Deposit - take a photo of a check to make a deposit with your smart phone
Online Bill Pay and Zelle^TM to pay people - simple online payment options
Turn your Debit Card on and off with our Mobile Banking App - keep your debit card safe any time of day
Set account Alerts - get notifications for certain account activities that you control

Switching banks is easy!

United Prairie Bank uses ClickSWITCH to provide you with an easy transition to your new account. This portal provides online or banker assistance to:

Switch your direct deposits • Switch your recurring automatic payments • Switch your debit card payments

These payments will be changed to your new checking account with us. ClickSWITCH allows you to enter your automatic payment info in a secure portal to automatically switch your payments to your United Prairie Bank account with ease.

Open your account and let's start switching to a bank that helps YOU start earning for your account activities.

Launch ClickSWITCH

Running short? It happens.

United Prairie can help with Overdraft assistance options. We also want you to get the items you need when you need them so let’s visit about that too.

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