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United Prairie Bank
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Checking Accounts

Personal Checking Comparison Chart

Account Free Rewards-Cash Rewards-Points Rewards-Interest
Monthly Service Charge None $10 $10 $10
Service Charge Refund N/A
  • Average Monthly Balance of $500

OR

  • 2 of 4 qualified activities:
    • 15 debit card transactions - post and settle
    • Receive a direct deposit
    • Receive eStatements
    • Make 1 BillPay payment

OR

  • Account owner is under 18 or 55 and over

Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle
  • Average Monthly Balance of $500

OR

  • 2 of 4 qualified activities:
    • 15 debit card transactions - post and settle
    • Receive a direct deposit
    • Receive eStatements
    • Make 1 BillPay payment

OR

  • Account owner is under 18 or 55 and over

Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle
  • Average Monthly Balance of $500

OR

  • 2 of 4 qualified activities:
    • 15 debit card transactions - post and settle
    • Receive a direct deposit
    • Receive eStatements
    • Make 1 BillPay payment

OR

  • Account owner is under 18 or 55 and over

Qualification period to earn rewards is the first day of your statement cycle through one business day prior to the last business day of your statement cycle
Account Benefits Free basic checking when enrolled in eStatements Earn Cash Incentives on account activities each month:
  • $.05 per debit card purchase
  • $.10 per Direct Deposit
  • $.10 per Bill Pay payment up to $1.50 each statement cycle
  • $.50 per Zelle™ Payment
 Earn Points Rewards for account activities each month:
  • 1 point per every $2 in debit card purchases
  • 5 points per ACH debit
  • 10 points per Direct Deposit
  • 15 points per statement cycle for logging in to Online Banking
  • 20 points per BillPay payment
  • 20 points per scheduled transfer to a UP savings
  • 20 points per Zelle™ payment
 Earn a higher rate of interest on your account balance up to $15,000 when these 3 account activities are met:
  • 15 debit card purchases - post and settle
  • Direct Deposit
  • eStatement enrollment
Earns Interest No No No
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All of our accounts have access to our online and mobile services to make your banking easy. We know banking is not your top priority, so let us help you make it the best it can be so you can benefit. All United Prairie Bank checking accounts have access to these great features to keep banking easy. Online and Mobile Banking - check your balances, view transactions, and much more

  • Mobile Deposit - take a photo of a check to make a deposit with your smart phone
  • Online Bill Pay and Zelle™ to pay people - simple online payment options
  • Turn your Debit Card on and off with our Mobile Banking App - keep your debit card safe any time of day
  • Set account Alerts - get notifications for certain account activities that you control

Switching Banks Is Easy!

United Prairie Bank uses ClickSWITCH to provide you with an easy transition to your new account. This portal provides online or banker assistance to:

Switch your direct deposits • Switch your recurring automatic payments • Switch your debit card payments

These payments will be changed to your new checking account with us. ClickSWITCH allows you to enter your automatic payment info in a secure portal to automatically switch your payments to your United Prairie Bank account with ease. 

Open your account and let's start switching to a bank that helps YOU start earning for your account activities.

Launch ClickSWITCH

 

Overdraft Protection

Running short? It Happens.

United Prairie can help with Overdraft assistance options. We also want you to get the items you need when you need them so let’s visit about that too.

Learn More